Budget and debt advice
Budget and debt advice is provided by law by the municipalities within Sweden. You have the right to receive assistance with planning your personal finances.
The Budget and debt advisor can help you with an overview of your finances and can give practical advice on how you can manage and prioritize your debts.
The Budget and debt advisor can also provide assistance with calculation for debt reconstruction as well as reconsiderations and appeals for decisions on debt reconstruction. For consumers in debt who do not meet the requirements of the debt reconstruction law or do not want debt reconstruction, the Budget and debt advisor can help calculate realistic payment plans in optional agreements. The advisor can also help negotiate new terms of payment with the creditors.